• Which is better: new or used?
• How much should depreciation cost me?
• Should I finance or pay cash?
• How much will my vehicle payments be?
• Which vehicle loan is better?
• What term of vehicle loan should I choose?
• Should I use a home equity loan instead of an auto loan?
• Which is better:  a rebate or special dealer financing?
• How long should I keep a car?
• What car can I afford?

• How much am I spending?
• Should I pay off debt or invest in savings?
• What will it take to pay off my balance?
• How much should I set aside for emergencies?
• How much will it cost to raise a child?
• What's it worth to reduce my spending?
• Should my spouse work too?

• How large a line of credit can I obtain?
• Should I consolidate my debts?
• Should I use a home equity loan or an auto loan?
• How much will my loan payments be?
• What will my tax savings be?
• What will it take to pay off my line of credit?

• What will it take to save for a college education?
• What is the value of higher education?
• What investments can I use to save for college?
• What expenses do I face prior to attending college?
• Should I live on campus, off campus or at home?
• How much should I budget for college living expenses?
• Is a meal plan a good deal?

• How much can I borrow?
• How much will my mortgage payments be?
• How much will my adjustable rate payments be?
• Which is better:  fixed or adjustable?
• Should I pay points to lower the rate?
• Which is better:  15 or 30 year term?
• How much should I put down for a new home?
• How much can I save in taxes?
• What will my closing costs be?
• Am I better off renting?
• Am I better off refinancing?
• What will my refinancing costs be?
• How can I reduce mortgage insurance costs?
• Which lender has the better loan?
• Which loan is better?
• How advantageous are extra payments?
• What home can I afford?

• How will retirement affect my expenses?
• Am I saving enough?  What can I change?
• How will this account be used?
• What will I earn with this account?
• How advantageous is increasing my savings?
• Which savings or income source will be the largest?
• How much can I invest before taxes each year?
• What if I underestimate my expenses?
• What will my income be after I retire?
• What will my expenses be after I retire?
• What happens if tax laws change?
• How much of an effect can inflation have?
• Which savings should be used first?
• How much will Social Security provide?
• What if Social Security no longer exists?

Just ask our Business Development Department by sending them an email - you may qualify for membership even though your organization is not yet affiliated with MCU.