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Features & Benefits

• Low interest rate
• No annual fee
• No-fee balance transfers
• No penalty rate pricing

Here’s How It Works

MCU will treat your application as a request for the VISA^® Card with the most favorable rate you qualify for based on your creditworthiness.

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An MCU Secured VISA^® is the ideal card to establish or repair credit.

Features & Benefits

• Low interest rate
• No annual fee
• No-fee balance transfers
• No penalty rate pricing

Here's How It Works

You select your own credit limit from $300 up to $5,000. The funds will be deposited into a special dividend-earning 18-month Secured VISA^® Share Certificate account. This Account will serve as your credit line collateral.

* To apply for a Student VISA Card or Secured VISA Card, print out the application, complete and sign it. You can mail it back to us (the address is on the application), drop it off at one of our branches or fax it back to us at: 212-238-2699.