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Annual Percentage
Rate for Purchases |
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3.9% introductory APR for new cardholders on purchases and balance transfers for the first 6 months. Thereafter at the prevailing rate currently 9.15% (Prime Rate+5.9%) after the introductory period expires. The APR may vary. |
4.9% introductory APR for new cardholders on purchases and balance transfers for the first 6 months. Thereafter, at the prevailing rate currently 10.15% (Prime Rate+6.9%) after the introductory period expires. The APR may vary. |
5.9% introductory APR for new cardholders on purchases and balance transfers for the first 6 months. Thereafter, at the prevailing rate, currently 11.15% (Prime Rate+7.9%) after the introductory period expires. The APR may vary. |
Grace Period for
Repayment of
the Balance
for Purchases |
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Not less than 25 days |
Not less than 25 days |
Not less than 25 days |
Method of
Computing the Balance
for Purchases |
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Average daily balance (including new purchases) |
Average daily balance (including new purchases) |
Average daily balance (including new purchases) |
| Annual Fees |
None |
None |
None |
None |
Minimum Finance
Charge |
$0.50 |
$0.50 |
$0.50 |
$0.50 |
Transaction Fee for
Purchases |
None |
None |
None |
None |
| Balance Transfer Fee |
None |
None |
None |
None |
| Cash Advance APR |
None |
17.90% |
17.90% |
17.90% |
Cash Advance
Transaction Fee |
None |
3% of the amount advanced but not less than $2.00 or more than $30.00 |
3% of the amount advanced but not less than $2.00 or more than $30.00 |
N/A |
| Foreign Transaction Fee |
None |
1% of each transaction in U.S. Dollars |
1% of each transaction in U.S. Dollars |
1% of each transaction in U.S. Dollars |
| Late Payment Fee |
None |
$25.00 |
$25.00 |
$25.00 |