Rates

Loans

These rates are in effect as of [day, date].

Loan Types Maximum
Amount
Financed		 Term *Auto-Pay
APR		 Monthly Payment
per $1,000
Borrowed
New Cars
2014 - 2013 125% Upto 60 months 1.95% $17.51
2014 - 2013 125% 61-66 months 2.25% $16.13
2014 - 2013 125% 67-72 months 2.25% $14.87
Pre Owned
2012 125% Up to 60 months 2.25% 2.25%
2012 125% 61-66 Months 2.55% 2.55%
2012 125% 67-72 Months 2.55% 2.55%
2011 125% Up to 60 months 2.45% 2.45%
2011 125% 61-66 Months 2.75% 2.75%
2011 125% 67-72 Months 2.75% 2.75%
2010 125% Up to 60 months 2.45% 2.45%
2010 125% 61-66 Months 2.95% 2.95%
2010 125% 67-72 Months 2.95% 2.95%
2009 125% 48-60 Months 2.75% 2.75%
2008 125% 48-60 Months 3.45% 3.45%
**Auto Refinance
2014 - 2013 125% Upto 72 months 1.95% 1.95%
2012 125% Upto 72 months 2.25% 2.25%
2011 - 2010 125% Upto 72 months 2.45% 2.45%
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* 3.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low  9.15% variable APR after introductory period expires.The APR may vary.

** 4.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

***5.9% introductory APR for new cardholders on purchases and balance transfers for first six months A low 11.15% variable APR after introductory period expires. The APR may vary.

****0.00% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

The Annual Percentage Rate for Cash Advances for Platinum, Gold, Classic, Secured and Student Visa Cards is a fixed 17.9%.
Transaction fee for cash advances for Gold, Platinum and Student Visa is 3% of the amount advanced but not less than $2.00 or more than $30.00.
Foreign Transaction Fee for all Visa Cards is 1% of each transaction in U.S. Dollars.

Late Payment Fee for all Visa Cards: $25.00

Maximun
Amount
Financed		 Term *Auto-Pay
APR		 Monthly Payment
per $1,000
Borrowed
Unsecured Loan
$1,000-$15,000 Upto 60 months 7.90% $20.25
$15,001-$50,000 Upto 60 months 8.90% $20.73
$15,001-$50,000 Upto 72-84 months 9.50% $20.90
View Disclosure Calculator
Apply Now

* 3.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low  9.15% variable APR after introductory period expires.The APR may vary.

** 4.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

***5.9% introductory APR for new cardholders on purchases and balance transfers for first six months A low 11.15% variable APR after introductory period expires. The APR may vary.

****0.00% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

The Annual Percentage Rate for Cash Advances for Platinum, Gold, Classic, Secured and Student Visa Cards is a fixed 17.9%.
Transaction fee for cash advances for Gold, Platinum and Student Visa is 3% of the amount advanced but not less than $2.00 or more than $30.00.
Foreign Transaction Fee for all Visa Cards is 1% of each transaction in U.S. Dollars.

Late Payment Fee for all Visa Cards: $25.00

Minimun
Amount
Financed		 Term Auto-Pay
APR		 Monthly Payment
per $1,000
Borrowed
Share Secured Loan
$500 Up to 84 months 4.50% $13.90
*CD Secured Loan
$500 Equal to CD
Maturity
(Up to 48 months)		 3.00% $8.99
**Education Assistance Loan
$1000 60 months 8.95% $20.75
View Disclosure Calculator
Apply Now

* 3.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low  9.15% variable APR after introductory period expires.The APR may vary.

** 4.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

***5.9% introductory APR for new cardholders on purchases and balance transfers for first six months A low 11.15% variable APR after introductory period expires. The APR may vary.

****0.00% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

The Annual Percentage Rate for Cash Advances for Platinum, Gold, Classic, Secured and Student Visa Cards is a fixed 17.9%.
Transaction fee for cash advances for Gold, Platinum and Student Visa is 3% of the amount advanced but not less than $2.00 or more than $30.00.
Foreign Transaction Fee for all Visa Cards is 1% of each transaction in U.S. Dollars.

Late Payment Fee for all Visa Cards: $25.00

Annual
Percentage
Rate		 Overdraft
Increment		 Method of
Computing
the Balance
for Overdrafts		 Annual
Fees		 Transaction
Fee for
Purchases
Overdraft Checking Line of Credit
14.65% $1.00 Daily Balance
(including new
overdrafts)		 None None
View Disclosure Calculator

* 3.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low  9.15% variable APR after introductory period expires.The APR may vary.

** 4.9% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

***5.9% introductory APR for new cardholders on purchases and balance transfers for first six months A low 11.15% variable APR after introductory period expires. The APR may vary.

****0.00% introductory APR for new cardholders on purchases and balance transfers for first six months. A low 10.15% variable APR after introductory period expires. The APR may vary.

The Annual Percentage Rate for Cash Advances for Platinum, Gold, Classic, Secured and Student Visa Cards is a fixed 17.9%.
Transaction fee for cash advances for Gold, Platinum and Student Visa is 3% of the amount advanced but not less than $2.00 or more than $30.00.
Foreign Transaction Fee for all Visa Cards is 1% of each transaction in U.S. Dollars.

Late Payment Fee for all Visa Cards: $25.00

These rates are in effect as of [day, date].

loans
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